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Florida
FLLVNV Funding

Dispute LVNV Funding in Florida

Your Florida rights against LVNV Funding: SOL is 5 years for credit card debt. Garnishment capped at Head of household exempt.

5 years

Florida credit card SOL

Florida Consumer Collection Practices Act

State collection law

Common LVNV Funding Violations

Collecting debt they cannot validate
Misrepresenting the amount owed
Re-aging accounts on credit reports

Florida Dispute Tips vs LVNV Funding

LVNV is a debt buyer — demand proof of assignment chain
Never make a partial payment — it can restart the SOL in some states
Dispute directly with credit bureaus citing FCRA § 611

Florida Protections

Head of household wages FULLY exempt from garnishment
Unlimited homestead exemption
State debt collection act applies to original creditors

Florida Debt Laws

All protections in Florida

LVNV Funding Overview

All violations & tips

Dispute LVNV Funding in Florida — $9.99/mo