Asta Funding is collecting medical debt in Hawaii where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 5% of first $100 + 10% of next $100 + 20% of remainder.
6 years
Statute of Limitations
$2,459
Average Medical Debt
5% of first $100 + 1
Garnishment Limit
Known Asta Funding Violations
Purchasing and collecting severely aged debts
Failing to disclose debt buyer status
Adding unauthorized post-charge-off interest
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Hawaii Protections
HI Uniform Deceptive Trade Practices Act. File complaints with: Office of Consumer Protection.