Everything you need to know about student loan debt in Hawaii: SOL is 6 years, garnishment capped at 5% of first $100 + 10% of next $100 + 20% of remainder, and 2 state-specific protections apply.
6 years
SOL (written contracts)
$37,338
Avg student loan debt
5% of first $100 + 10% of next
Garnishment cap
HI Uniform Deceptive Trade Practices Act
File complaints: Office of Consumer Protection
DebtShield generates AI dispute letters that cite Hawaii law (HI Uniform Deceptive Trade Practices Act) and federal FDCPA protections.
Generate Hawaii Student Loan Debt Dispute Letter