AFNI Inc is collecting medical debt in Illinois where the statute of limitations is 5 years. Average medical debt: $2,459. Garnishment limit: 15% of gross wages.
5 years
Statute of Limitations
$2,459
Average Medical Debt
15% of gross wages
Garnishment Limit
Known AFNI Inc Violations
Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Illinois Protections
Illinois Collection Agency Act. File complaints with: AG Consumer Protection.