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Illinois
ILCavalry SPV

Dispute Cavalry SPV in Illinois

Your Illinois rights against Cavalry SPV: SOL is 5 years for credit card debt. Garnishment capped at 15% of gross wages.

5 years

Illinois credit card SOL

Illinois Collection Agency Act

State collection law

Common Cavalry SPV Violations

Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect

Illinois Dispute Tips vs Cavalry SPV

Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation

Illinois Protections

Only 15% wage garnishment (lowest in nation)
Collectors must be licensed
10-year SOL on written contracts

Illinois Debt Laws

All protections in Illinois

Cavalry SPV Overview

All violations & tips

Dispute Cavalry SPV in Illinois — $9.99/mo