CBE Group is collecting auto loan debt in Illinois where the statute of limitations is 5 years. Average auto loan debt: $23,792. Garnishment limit: 15% of gross wages.
5 years
Statute of Limitations
$23,792
Average Auto Loan Debt
15% of gross wages
Garnishment Limit
Known CBE Group Violations
Auto-dialer calls without consent
Failing to identify as debt collector in communications
Misrepresenting the character or amount of debt
Dispute Strategies
Challenge deficiency balance after repossession
Verify the sale was commercially reasonable (UCC requirement)
Dispute if proper repossession notice wasn't given
Check for state-specific redemption rights
Validate any collection attempts under FDCPA
Illinois Protections
Illinois Collection Agency Act. File complaints with: AG Consumer Protection.