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Illinois
ILEnhanced Recovery Company

Dispute Enhanced Recovery Company in Illinois

Your Illinois rights against Enhanced Recovery Company: SOL is 5 years for credit card debt. Garnishment capped at 15% of gross wages.

5 years

Illinois credit card SOL

Illinois Collection Agency Act

State collection law

Common Enhanced Recovery Company Violations

TCPA violations through auto-dialed calls
Reporting debts without proper investigation of disputes
Continuing collection on debts paid to original creditor

Illinois Dispute Tips vs Enhanced Recovery Company

ERC collects for AT&T, Comcast, and similar — get final bills from the carrier
Keep proof of equipment returns — ERC often collects bogus equipment charges
File FCC complaint if the underlying debt is telecom-related

Illinois Protections

Only 15% wage garnishment (lowest in nation)
Collectors must be licensed
10-year SOL on written contracts

Illinois Debt Laws

All protections in Illinois

Enhanced Recovery Company Overview

All violations & tips

Dispute Enhanced Recovery Company in Illinois — $9.99/mo