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Illinois
ILHarris & Harris

Dispute Harris & Harris in Illinois

Your Illinois rights against Harris & Harris: SOL is 5 years for credit card debt. Garnishment capped at 15% of gross wages.

5 years

Illinois credit card SOL

Illinois Collection Agency Act

State collection law

Common Harris & Harris Violations

Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning

Illinois Dispute Tips vs Harris & Harris

Harris & Harris collects government and municipal debts — verify with the issuing agency
Parking tickets and municipal fines have specific appeal processes
No collector can threaten arrest for consumer debt — report this immediately

Illinois Protections

Only 15% wage garnishment (lowest in nation)
Collectors must be licensed
10-year SOL on written contracts

Illinois Debt Laws

All protections in Illinois

Harris & Harris Overview

All violations & tips

Dispute Harris & Harris in Illinois — $9.99/mo