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Illinois
ILPenn Credit Corporation

Dispute Penn Credit Corporation in Illinois

Your Illinois rights against Penn Credit Corporation: SOL is 5 years for credit card debt. Garnishment capped at 15% of gross wages.

5 years

Illinois credit card SOL

Illinois Collection Agency Act

State collection law

Common Penn Credit Corporation Violations

Adding excessive fees to government debts
Failing to provide validation for toll violations
Misrepresenting authority of government agency

Illinois Dispute Tips vs Penn Credit Corporation

Penn Credit collects tolls and municipal fines — request original violation proof
Many toll violations can be disputed directly with the toll authority
Government debt collectors must still comply with FDCPA

Illinois Protections

Only 15% wage garnishment (lowest in nation)
Collectors must be licensed
10-year SOL on written contracts

Illinois Debt Laws

All protections in Illinois

Penn Credit Corporation Overview

All violations & tips

Dispute Penn Credit Corporation in Illinois — $9.99/mo