Your Maryland rights against Allied Interstate: SOL is 3 years for credit card debt. Garnishment capped at 25% of disposable earnings or $145/month (lesser).
3 years
Maryland credit card SOL
Maryland Consumer Debt Collection Act
State collection law
Common Allied Interstate Violations
Misrepresenting consequences of non-payment
Calling workplaces after being told not to
Failing to properly identify themselves on calls
Maryland Dispute Tips vs Allied Interstate
Allied collects for healthcare and financial institutions — verify with original provider
Tell them your employer prohibits personal calls — they must stop under FDCPA
Record all calls if you're in a one-party consent state