Your Maryland rights against Asta Funding: SOL is 3 years for credit card debt. Garnishment capped at 25% of disposable earnings or $145/month (lesser).
3 years
Maryland credit card SOL
Maryland Consumer Debt Collection Act
State collection law
Common Asta Funding Violations
Purchasing and collecting severely aged debts
Failing to disclose debt buyer status
Adding unauthorized post-charge-off interest
Maryland Dispute Tips vs Asta Funding
Asta buys very old debts — SOL defense is your strongest tool
Never acknowledge the debt verbally or in writing
If contacted about debt older than 7 years, it shouldn't be on your credit report