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Maryland/CACH LLC/Credit Card Debt

Dispute CACH LLC Credit Card Debt in Maryland

CACH LLC is collecting credit card debt in Maryland where the statute of limitations is 3 years. Average credit card debt: $5,221. Garnishment limit: 25% of disposable earnings or $145/month (lesser).

3 years

Statute of Limitations

$5,221

Average Credit Card Debt

25% of disposable ea

Garnishment Limit

Known CACH LLC Violations

  • Mass-filing lawsuits with robo-signed affidavits
  • Collecting on debts with broken chain of title
  • Misrepresenting the current creditor

Dispute Strategies

  • Request debt validation under FDCPA § 1692g
  • Dispute billing errors under FCBA within 60 days
  • Check if debt exceeds statute of limitations
  • Negotiate settlement at 40-60% of balance
  • File CFPB complaint if collector violates FDCPA

Maryland Protections

Maryland Consumer Debt Collection Act. File complaints with: AG Consumer Protection.

  • • Short 3-year SOL for all debt types
  • • Collectors must be licensed in Maryland
Maryland LawsCACH LLCCredit Card Debt
Dispute Now — $9.99/mo