Your Maryland rights against Cavalry SPV: SOL is 3 years for credit card debt. Garnishment capped at 25% of disposable earnings or $145/month (lesser).
3 years
Maryland credit card SOL
Maryland Consumer Debt Collection Act
State collection law
Common Cavalry SPV Violations
Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect
Maryland Dispute Tips vs Cavalry SPV
Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation