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Maryland/Cavalry SPV/Credit Card Debt

Dispute Cavalry SPV Credit Card Debt in Maryland

Cavalry SPV is collecting credit card debt in Maryland where the statute of limitations is 3 years. Average credit card debt: $5,221. Garnishment limit: 25% of disposable earnings or $145/month (lesser).

3 years

Statute of Limitations

$5,221

Average Credit Card Debt

25% of disposable ea

Garnishment Limit

Known Cavalry SPV Violations

  • Filing lawsuits without proper documentation
  • Misrepresenting amount owed due to added fees
  • Failing to dismiss cases when debt is validated as incorrect

Dispute Strategies

  • Request debt validation under FDCPA § 1692g
  • Dispute billing errors under FCBA within 60 days
  • Check if debt exceeds statute of limitations
  • Negotiate settlement at 40-60% of balance
  • File CFPB complaint if collector violates FDCPA

Maryland Protections

Maryland Consumer Debt Collection Act. File complaints with: AG Consumer Protection.

  • • Short 3-year SOL for all debt types
  • • Collectors must be licensed in Maryland
Maryland LawsCavalry SPVCredit Card Debt
Dispute Now — $9.99/mo