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Maryland/Convergent Outsourcing/Medical Debt

Dispute Convergent Outsourcing Medical Debt in Maryland

Convergent Outsourcing is collecting medical debt in Maryland where the statute of limitations is 3 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings or $145/month (lesser).

3 years

Statute of Limitations

$2,459

Average Medical Debt

25% of disposable ea

Garnishment Limit

Known Convergent Outsourcing Violations

  • Calling cell phones without prior consent (TCPA)
  • Failing to send written validation notice
  • Disclosing debt to unauthorized third parties

Dispute Strategies

  • Request itemized bill with CPT codes
  • Check for No Surprises Act violations
  • Apply for hospital financial assistance
  • Dispute errors line by line
  • Negotiate — hospitals accept 40-60% routinely

Maryland Protections

Maryland Consumer Debt Collection Act. File complaints with: AG Consumer Protection.

  • • Short 3-year SOL for all debt types
  • • Collectors must be licensed in Maryland
Maryland LawsConvergent OutsourcingMedical Debt
Dispute Now — $9.99/mo