IC System is collecting credit card debt in Maryland where the statute of limitations is 3 years. Average credit card debt: $5,221. Garnishment limit: 25% of disposable earnings or $145/month (lesser).
3 years
Statute of Limitations
$5,221
Average Credit Card Debt
25% of disposable ea
Garnishment Limit
Known IC System Violations
Reporting unverified debts to credit bureaus
Continuing collection after dispute without validation
Using misleading language about legal consequences