Dispute Resurgent Capital Services Credit Card Debt in Massachusetts
Resurgent Capital Services is collecting credit card debt in Massachusetts where the statute of limitations is 6 years. Average credit card debt: $5,221. Garnishment limit: 15% of gross wages.
6 years
Statute of Limitations
$5,221
Average Credit Card Debt
15% of gross wages
Garnishment Limit
Known Resurgent Capital Services Violations
Operating through subsidiary LVNV to obscure identity
Failing to properly validate purchased debts
Misrepresenting the original creditor
Dispute Strategies
Request debt validation under FDCPA § 1692g
Dispute billing errors under FCBA within 60 days
Check if debt exceeds statute of limitations
Negotiate settlement at 40-60% of balance
File CFPB complaint if collector violates FDCPA
Massachusetts Protections
Chapter 93A Consumer Protection. File complaints with: AG Consumer Protection.
• Chapter 93A — treble damages for willful violations