DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Minnesota
MNEnhanced Recovery Company

Dispute Enhanced Recovery Company in Minnesota

Your Minnesota rights against Enhanced Recovery Company: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Minnesota credit card SOL

Minnesota Collection Agency Act

State collection law

Common Enhanced Recovery Company Violations

TCPA violations through auto-dialed calls
Reporting debts without proper investigation of disputes
Continuing collection on debts paid to original creditor

Minnesota Dispute Tips vs Enhanced Recovery Company

ERC collects for AT&T, Comcast, and similar — get final bills from the carrier
Keep proof of equipment returns — ERC often collects bogus equipment charges
File FCC complaint if the underlying debt is telecom-related

Minnesota Protections

Collectors must be licensed
Strong AG enforcement history

Minnesota Debt Laws

All protections in Minnesota

Enhanced Recovery Company Overview

All violations & tips

Dispute Enhanced Recovery Company in Minnesota — $9.99/mo