Unifin Inc is collecting medical debt in Minnesota where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings.
6 years
Statute of Limitations
$2,459
Average Medical Debt
25% of disposable ea
Garnishment Limit
Known Unifin Inc Violations
Misrepresenting legal status of debt
Failing to cease collection upon written request
Inaccurate credit reporting
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Minnesota Protections
Minnesota Collection Agency Act. File complaints with: AG Consumer Protection.