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New Jersey
NJAFNI Inc

Dispute AFNI Inc in New Jersey

Your New Jersey rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income (if earning <250% FPL).

6 years

New Jersey credit card SOL

NJ Consumer Fraud Act

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

New Jersey Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

New Jersey Protections

Treble damages under Consumer Fraud Act
Low-income garnishment protections

New Jersey Debt Laws

All protections in New Jersey

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in New Jersey — $9.99/mo