DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

New Jersey
NJCavalry SPV

Dispute Cavalry SPV in New Jersey

Your New Jersey rights against Cavalry SPV: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income (if earning <250% FPL).

6 years

New Jersey credit card SOL

NJ Consumer Fraud Act

State collection law

Common Cavalry SPV Violations

Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect

New Jersey Dispute Tips vs Cavalry SPV

Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation

New Jersey Protections

Treble damages under Consumer Fraud Act
Low-income garnishment protections

New Jersey Debt Laws

All protections in New Jersey

Cavalry SPV Overview

All violations & tips

Dispute Cavalry SPV in New Jersey — $9.99/mo