Your New Jersey rights against CompuCredit Holdings: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income (if earning <250% FPL).
6 years
New Jersey credit card SOL
NJ Consumer Fraud Act
State collection law
Common CompuCredit Holdings Violations
Hidden fees in subprime credit card agreements
Misrepresenting credit card terms
Deceptive marketing of credit products
New Jersey Dispute Tips vs CompuCredit Holdings
CompuCredit was sued by FTC for deceptive practices — use this history in disputes
Review original card terms for hidden fee disclosures
Challenge any fees not clearly disclosed in the original agreement