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New Jersey
NJHarris & Harris

Dispute Harris & Harris in New Jersey

Your New Jersey rights against Harris & Harris: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income (if earning <250% FPL).

6 years

New Jersey credit card SOL

NJ Consumer Fraud Act

State collection law

Common Harris & Harris Violations

Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning

New Jersey Dispute Tips vs Harris & Harris

Harris & Harris collects government and municipal debts — verify with the issuing agency
Parking tickets and municipal fines have specific appeal processes
No collector can threaten arrest for consumer debt — report this immediately

New Jersey Protections

Treble damages under Consumer Fraud Act
Low-income garnishment protections

New Jersey Debt Laws

All protections in New Jersey

Harris & Harris Overview

All violations & tips

Dispute Harris & Harris in New Jersey — $9.99/mo