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New Jersey/Harris & Harris/Personal Loan Debt

Dispute Harris & Harris Personal Loan Debt in New Jersey

Harris & Harris is collecting personal loan debt in New Jersey where the statute of limitations is 6 years. Average personal loan debt: $8,018. Garnishment limit: 10% of gross income (if earning <250% FPL).

6 years

Statute of Limitations

$8,018

Average Personal Loan Debt

10% of gross income

Garnishment Limit

Known Harris & Harris Violations

  • Threatening arrest or criminal prosecution for civil debt
  • Adding unauthorized collection fees
  • Failing to provide proper mini-Miranda warning

Dispute Strategies

  • Demand debt validation under FDCPA
  • Check statute of limitations in your state
  • Verify the amount is correct
  • Negotiate settlement if valid
  • Dispute credit reporting errors under FCRA

New Jersey Protections

NJ Consumer Fraud Act. File complaints with: AG Consumer Protection.

  • • Treble damages under Consumer Fraud Act
  • • Low-income garnishment protections
New Jersey LawsHarris & HarrisPersonal Loan Debt
Dispute Now — $9.99/mo