Your New Jersey rights against Radius Global Solutions: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income (if earning <250% FPL).
6 years
New Jersey credit card SOL
NJ Consumer Fraud Act
State collection law
Common Radius Global Solutions Violations
TCPA violations through auto-dialed calls to cell phones
Reporting disputed debts without investigation
Continuing calls after cease-and-desist
New Jersey Dispute Tips vs Radius Global Solutions
Radius collects for healthcare and financial services — verify original balances
Send cease-and-desist via certified mail and keep the receipt
TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit