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New York
NYAFNI Inc

Dispute AFNI Inc in New York

Your New York rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

New York Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

New York Protections

90% of wages exempt from garnishment
Strong city + state consumer protection
Debt collectors must be licensed

New York Debt Laws

All protections in New York

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in New York — $9.99/mo