NYAsta Funding

Dispute Asta Funding in New York

Your New York rights against Asta Funding: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common Asta Funding Violations

Purchasing and collecting severely aged debts

Failing to disclose debt buyer status

Adding unauthorized post-charge-off interest

New York Dispute Tips vs Asta Funding

Asta buys very old debts — SOL defense is your strongest tool

Never acknowledge the debt verbally or in writing

If contacted about debt older than 7 years, it shouldn't be on your credit report

New York Protections

90% of wages exempt from garnishment

Strong city + state consumer protection

Debt collectors must be licensed

New York Debt Laws

All protections in New York

Asta Funding Overview

All violations & tips

Dispute Asta Funding in New York — $9.99/mo