Asta Funding is collecting medical debt in New York where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 10% of gross income or 25% of disposable.
6 years
Statute of Limitations
$2,459
Average Medical Debt
10% of gross income
Garnishment Limit
Known Asta Funding Violations
Purchasing and collecting severely aged debts
Failing to disclose debt buyer status
Adding unauthorized post-charge-off interest
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
New York Protections
NY General Business Law § 601 + NYC Consumer Protection Law. File complaints with: AG Consumer Protection.