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New York
NYCACH LLC

Dispute CACH LLC in New York

Your New York rights against CACH LLC: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common CACH LLC Violations

Mass-filing lawsuits with robo-signed affidavits
Collecting on debts with broken chain of title
Misrepresenting the current creditor

New York Dispute Tips vs CACH LLC

CACH buys charged-off credit card debt — demand the original agreement
Robo-signed affidavits may be invalid — challenge in court
If sued, demand they produce a witness with personal knowledge of the debt

New York Protections

90% of wages exempt from garnishment
Strong city + state consumer protection
Debt collectors must be licensed

New York Debt Laws

All protections in New York

CACH LLC Overview

All violations & tips

Dispute CACH LLC in New York — $9.99/mo