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New York/CBE Group/Student Loan Debt

Dispute CBE Group Student Loan Debt in New York

CBE Group is collecting student loan debt in New York where the statute of limitations is 6 years. Average student loan debt: $37,338. Garnishment limit: 10% of gross income or 25% of disposable.

6 years

Statute of Limitations

$37,338

Average Student Loan Debt

10% of gross income

Garnishment Limit

Known CBE Group Violations

  • Auto-dialer calls without consent
  • Failing to identify as debt collector in communications
  • Misrepresenting the character or amount of debt

Dispute Strategies

  • Apply for income-driven repayment (federal)
  • Check eligibility for Public Service Loan Forgiveness
  • Dispute private loan terms under state contract law
  • Challenge servicer errors via CFPB complaint
  • Verify correct loan balance and payment history

New York Protections

NY General Business Law § 601 + NYC Consumer Protection Law. File complaints with: AG Consumer Protection.

  • • 90% of wages exempt from garnishment
  • • Strong city + state consumer protection
  • • Debt collectors must be licensed
New York LawsCBE GroupStudent Loan Debt
Dispute Now — $9.99/mo