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New York
NYHarris & Harris

Dispute Harris & Harris in New York

Your New York rights against Harris & Harris: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common Harris & Harris Violations

Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning

New York Dispute Tips vs Harris & Harris

Harris & Harris collects government and municipal debts — verify with the issuing agency
Parking tickets and municipal fines have specific appeal processes
No collector can threaten arrest for consumer debt — report this immediately

New York Protections

90% of wages exempt from garnishment
Strong city + state consumer protection
Debt collectors must be licensed

New York Debt Laws

All protections in New York

Harris & Harris Overview

All violations & tips

Dispute Harris & Harris in New York — $9.99/mo