Dispute Harris & Harris Auto Loan Debt in New York
Harris & Harris is collecting auto loan debt in New York where the statute of limitations is 6 years. Average auto loan debt: $23,792. Garnishment limit: 10% of gross income or 25% of disposable.
6 years
Statute of Limitations
$23,792
Average Auto Loan Debt
10% of gross income
Garnishment Limit
Known Harris & Harris Violations
Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning
Dispute Strategies
Challenge deficiency balance after repossession
Verify the sale was commercially reasonable (UCC requirement)
Dispute if proper repossession notice wasn't given
Check for state-specific redemption rights
Validate any collection attempts under FDCPA
New York Protections
NY General Business Law § 601 + NYC Consumer Protection Law. File complaints with: AG Consumer Protection.