NYLVNV Funding

Dispute LVNV Funding in New York

Your New York rights against LVNV Funding: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common LVNV Funding Violations

Collecting debt they cannot validate

Misrepresenting the amount owed

Re-aging accounts on credit reports

New York Dispute Tips vs LVNV Funding

LVNV is a debt buyer — demand proof of assignment chain

Never make a partial payment — it can restart the SOL in some states

Dispute directly with credit bureaus citing FCRA § 611

New York Protections

90% of wages exempt from garnishment

Strong city + state consumer protection

Debt collectors must be licensed

New York Debt Laws

All protections in New York

LVNV Funding Overview

All violations & tips

Dispute LVNV Funding in New York — $9.99/mo