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New York
NYPenn Credit Corporation

Dispute Penn Credit Corporation in New York

Your New York rights against Penn Credit Corporation: SOL is 6 years for credit card debt. Garnishment capped at 10% of gross income or 25% of disposable.

6 years

New York credit card SOL

NY General Business Law § 601 + NYC Consumer Protection Law

State collection law

Common Penn Credit Corporation Violations

Adding excessive fees to government debts
Failing to provide validation for toll violations
Misrepresenting authority of government agency

New York Dispute Tips vs Penn Credit Corporation

Penn Credit collects tolls and municipal fines — request original violation proof
Many toll violations can be disputed directly with the toll authority
Government debt collectors must still comply with FDCPA

New York Protections

90% of wages exempt from garnishment
Strong city + state consumer protection
Debt collectors must be licensed

New York Debt Laws

All protections in New York

Penn Credit Corporation Overview

All violations & tips

Dispute Penn Credit Corporation in New York — $9.99/mo