Dispute Resurgent Capital Services Medical Debt in New York
Resurgent Capital Services is collecting medical debt in New York where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 10% of gross income or 25% of disposable.
6 years
Statute of Limitations
$2,459
Average Medical Debt
10% of gross income
Garnishment Limit
Known Resurgent Capital Services Violations
Operating through subsidiary LVNV to obscure identity
Failing to properly validate purchased debts
Misrepresenting the original creditor
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
New York Protections
NY General Business Law § 601 + NYC Consumer Protection Law. File complaints with: AG Consumer Protection.