DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

North Carolina
NCCavalry SPV

Dispute Cavalry SPV in North Carolina

Your North Carolina rights against Cavalry SPV: SOL is 3 years for credit card debt. Garnishment capped at No wage garnishment for most debts.

3 years

North Carolina credit card SOL

NC Debt Collection Act

State collection law

Common Cavalry SPV Violations

Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect

North Carolina Dispute Tips vs Cavalry SPV

Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation

North Carolina Protections

NO wage garnishment for most consumer debts (one of only 4 states)
Short 3-year SOL
Treble damages under UDTPA

North Carolina Debt Laws

All protections in North Carolina

Cavalry SPV Overview

All violations & tips

Dispute Cavalry SPV in North Carolina — $9.99/mo