Dispute Resurgent Capital Services in North Carolina
Your North Carolina rights against Resurgent Capital Services: SOL is 3 years for credit card debt. Garnishment capped at No wage garnishment for most debts.
3 years
North Carolina credit card SOL
NC Debt Collection Act
State collection law
Common Resurgent Capital Services Violations
Operating through subsidiary LVNV to obscure identity
Failing to properly validate purchased debts
Misrepresenting the original creditor
North Carolina Dispute Tips vs Resurgent Capital Services
Resurgent owns LVNV Funding — same parent company, same defenses
Demand documentation showing the complete chain of debt ownership
File complaints against both Resurgent and any subsidiaries they operate through
North Carolina Protections
NO wage garnishment for most consumer debts (one of only 4 states)