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The flagship debt recovery platform.

Ohio
OHIC System

Dispute IC System in Ohio

Your Ohio rights against IC System: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Ohio credit card SOL

Ohio Consumer Sales Practices Act

State collection law

Common IC System Violations

Reporting unverified debts to credit bureaus
Continuing collection after dispute without validation
Using misleading language about legal consequences

Ohio Dispute Tips vs IC System

IC System handles medical and utility debts — request itemized bills
Medical debts under $500 are excluded from credit reports as of 2023
Demand they verify the debt with the original creditor, not their own records

Ohio Protections

CSPA provides additional remedies
8-year SOL on written contracts (longer than most)

Ohio Debt Laws

All protections in Ohio

IC System Overview

All violations & tips

Dispute IC System in Ohio — $9.99/mo