Harris & Harris is collecting medical debt in Oklahoma where the statute of limitations is 5 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings.
5 years
Statute of Limitations
$2,459
Average Medical Debt
25% of disposable ea
Garnishment Limit
Known Harris & Harris Violations
Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Oklahoma Protections
Oklahoma Consumer Protection Act. File complaints with: AG Consumer Protection.
• 75% of wages exempt from garnishment
• Unlimited homestead exemption on up to 1 acre (city)