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Oregon
ORAFNI Inc

Dispute AFNI Inc in Oregon

Your Oregon rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings or amount exceeding $254/week.

6 years

Oregon credit card SOL

Oregon Unlawful Debt Collection Practices Act

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

Oregon Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

Oregon Protections

State act applies to original creditors
$40,000 homestead exemption (single)

Oregon Debt Laws

All protections in Oregon

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in Oregon — $9.99/mo