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Oregon/Unifin Inc/Medical Debt

Dispute Unifin Inc Medical Debt in Oregon

Unifin Inc is collecting medical debt in Oregon where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings or amount exceeding $254/week.

6 years

Statute of Limitations

$2,459

Average Medical Debt

25% of disposable ea

Garnishment Limit

Known Unifin Inc Violations

  • Misrepresenting legal status of debt
  • Failing to cease collection upon written request
  • Inaccurate credit reporting

Dispute Strategies

  • Request itemized bill with CPT codes
  • Check for No Surprises Act violations
  • Apply for hospital financial assistance
  • Dispute errors line by line
  • Negotiate — hospitals accept 40-60% routinely

Oregon Protections

Oregon Unlawful Debt Collection Practices Act. File complaints with: AG Consumer Protection.

  • • State act applies to original creditors
  • • $40,000 homestead exemption (single)
Oregon LawsUnifin IncMedical Debt
Dispute Now — $9.99/mo