Dispute Convergent Outsourcing Medical Debt in Pennsylvania
Convergent Outsourcing is collecting medical debt in Pennsylvania where the statute of limitations is 4 years. Average medical debt: $2,459. Garnishment limit: No wage garnishment for most debts.
4 years
Statute of Limitations
$2,459
Average Medical Debt
No wage garnishment
Garnishment Limit
Known Convergent Outsourcing Violations
Calling cell phones without prior consent (TCPA)
Failing to send written validation notice
Disclosing debt to unauthorized third parties
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Pennsylvania Protections
PA Fair Credit Extension Uniformity Act. File complaints with: AG Consumer Protection.