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Pennsylvania
PAPortfolio Recovery Associates

Dispute Portfolio Recovery Associates in Pennsylvania

Your Pennsylvania rights against Portfolio Recovery Associates: SOL is 4 years for credit card debt. Garnishment capped at No wage garnishment for most debts.

4 years

Pennsylvania credit card SOL

PA Fair Credit Extension Uniformity Act

State collection law

Common Portfolio Recovery Associates Violations

Filing lawsuits on time-barred debt
Adding unauthorized fees to original balance
Calling outside permitted hours

Pennsylvania Dispute Tips vs Portfolio Recovery Associates

PRA buys debt for pennies — never pay full amount without negotiating
Request the original signed agreement — PRA rarely has it
Document every call with date, time, and representative name

Pennsylvania Protections

NO wage garnishment for most consumer debts
Short 4-year SOL
Treble damages under UTPCPL

Pennsylvania Debt Laws

All protections in Pennsylvania

Portfolio Recovery Associates Overview

All violations & tips

Dispute Portfolio Recovery Associates in Pennsylvania — $9.99/mo