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Pennsylvania/Resurgent Capital Services/Auto Loan Debt

Dispute Resurgent Capital Services Auto Loan Debt in Pennsylvania

Resurgent Capital Services is collecting auto loan debt in Pennsylvania where the statute of limitations is 4 years. Average auto loan debt: $23,792. Garnishment limit: No wage garnishment for most debts.

4 years

Statute of Limitations

$23,792

Average Auto Loan Debt

No wage garnishment

Garnishment Limit

Known Resurgent Capital Services Violations

  • Operating through subsidiary LVNV to obscure identity
  • Failing to properly validate purchased debts
  • Misrepresenting the original creditor

Dispute Strategies

  • Challenge deficiency balance after repossession
  • Verify the sale was commercially reasonable (UCC requirement)
  • Dispute if proper repossession notice wasn't given
  • Check for state-specific redemption rights
  • Validate any collection attempts under FDCPA

Pennsylvania Protections

PA Fair Credit Extension Uniformity Act. File complaints with: AG Consumer Protection.

  • • NO wage garnishment for most consumer debts
  • • Short 4-year SOL
  • • Treble damages under UTPCPL
Pennsylvania LawsResurgent Capital ServicesAuto Loan Debt
Dispute Now — $9.99/mo