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Rhode Island/Harris & Harris/Auto Loan Debt

Dispute Harris & Harris Auto Loan Debt in Rhode Island

Harris & Harris is collecting auto loan debt in Rhode Island where the statute of limitations is 10 years. Average auto loan debt: $23,792. Garnishment limit: 25% of disposable earnings.

10 years

Statute of Limitations

$23,792

Average Auto Loan Debt

25% of disposable ea

Garnishment Limit

Known Harris & Harris Violations

  • Threatening arrest or criminal prosecution for civil debt
  • Adding unauthorized collection fees
  • Failing to provide proper mini-Miranda warning

Dispute Strategies

  • Challenge deficiency balance after repossession
  • Verify the sale was commercially reasonable (UCC requirement)
  • Dispute if proper repossession notice wasn't given
  • Check for state-specific redemption rights
  • Validate any collection attempts under FDCPA

Rhode Island Protections

RI Deceptive Trade Practices Act. File complaints with: AG Consumer Protection.

  • • Very long 10-year SOL for all debt types
  • • First $50 per week of wages exempt
Rhode Island LawsHarris & HarrisAuto Loan Debt
Dispute Now — $9.99/mo