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South Dakota
SDAFNI Inc

Dispute AFNI Inc in South Dakota

Your South Dakota rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 20% of disposable earnings.

6 years

South Dakota credit card SOL

No specific state act — FDCPA applies

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

South Dakota Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

South Dakota Protections

Low 20% wage garnishment limit
Unlimited homestead exemption on 1 acre (city)

South Dakota Debt Laws

All protections in South Dakota

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in South Dakota — $9.99/mo