Everything you need to know about medical debt in South Dakota: SOL is 6 years, garnishment capped at 20% of disposable earnings, and 2 state-specific protections apply.
6 years
SOL (open/revolving accounts)
$2,459
Avg medical debt
20% of disposable earnings
Garnishment cap
No specific state act — FDCPA applies
File complaints: AG Consumer Protection
DebtShield generates AI dispute letters that cite South Dakota law (No specific state act — FDCPA applies) and federal FDCPA protections.
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