AFNI Inc is collecting auto loan debt in Texas where the statute of limitations is 4 years. Average auto loan debt: $23,792. Garnishment limit: No wage garnishment for most debts.
4 years
Statute of Limitations
$23,792
Average Auto Loan Debt
No wage garnishment
Garnishment Limit
Known AFNI Inc Violations
Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts
Dispute Strategies
Challenge deficiency balance after repossession
Verify the sale was commercially reasonable (UCC requirement)
Dispute if proper repossession notice wasn't given