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Texas/AFNI Inc/Rent & Lease Debt

Dispute AFNI Inc Rent & Lease Debt in Texas

AFNI Inc is collecting rent & lease debt in Texas where the statute of limitations is 4 years. Average rent & lease debt: $3,200. Garnishment limit: No wage garnishment for most debts.

4 years

Statute of Limitations

$3,200

Average Rent & Lease Debt

No wage garnishment

Garnishment Limit

Known AFNI Inc Violations

  • Robocalling without consent
  • Collecting debts already paid to original creditor
  • Inaccurate reporting of debt amounts

Dispute Strategies

  • Document property condition at move-in/move-out
  • Challenge security deposit deductions with photos
  • Dispute excessive lease break fees
  • Verify landlord followed state notice requirements
  • Challenge any charges beyond normal wear and tear

Texas Protections

Texas Debt Collection Act + DTPA. File complaints with: AG Consumer Protection.

  • • NO wage garnishment for most consumer debts
  • • Unlimited homestead exemption
  • • DTPA treble damages for knowing violations
  • • Very debtor-friendly state
Texas LawsAFNI IncRent & Lease Debt
Dispute Now — $9.99/mo