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Texas
TXLVNV Funding

Dispute LVNV Funding in Texas

Your Texas rights against LVNV Funding: SOL is 4 years for credit card debt. Garnishment capped at No wage garnishment for most debts.

4 years

Texas credit card SOL

Texas Debt Collection Act + DTPA

State collection law

Common LVNV Funding Violations

Collecting debt they cannot validate
Misrepresenting the amount owed
Re-aging accounts on credit reports

Texas Dispute Tips vs LVNV Funding

LVNV is a debt buyer — demand proof of assignment chain
Never make a partial payment — it can restart the SOL in some states
Dispute directly with credit bureaus citing FCRA § 611

Texas Protections

NO wage garnishment for most consumer debts
Unlimited homestead exemption
DTPA treble damages for knowing violations
Very debtor-friendly state

Texas Debt Laws

All protections in Texas

LVNV Funding Overview

All violations & tips

Dispute LVNV Funding in Texas — $9.99/mo